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How LAMF Preserves Long-Term Capital Gains Benefits
LAMF enables liquidity access while preserving capital gains tax efficiency.
A Loan Against Mutual Funds allows investors to access liquidity without redeeming their holdings, thereby avoiding immediate capital gains tax liabilities. Since the units remain invested, long-term compounding continues uninterrupted while no taxable event is triggered.This structure can be especially useful during short-term cash requirements. However, borrowers must evaluate interest costs, loan tenure, and repayment discipline within broader portfolio and tax planning strategies.Apply Now