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Tax Efficiency Benefits of Loan Against Mutual Funds
How LAMF helps avoid unnecessary capital gains tax.
Redeeming mutual fund units can trigger capital gains tax depending on holding period, asset category, and realized profits. Loan Against Mutual Funds allows investors to access liquidity without selling their investments, thereby avoiding immediate tax liabilities.Portfolio allocation and long term compounding remain intact.This structure makes LAMF more tax efficient compared to premature redemptions undertaken during market volatility or short term financial stress situations.Apply Now