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Using mutual fund portfolios as a liquidity backup
LAMF helps investors unlock short term liquidity without selling mutual funds, preserving compounding, lowering borrowing costs, and offering flexible, tax efficient credit access.
Loan Against Mutual Funds allows investors to borrow money without selling their mutual fund holdings. The investment continues compounding while units remain pledged as collateral. This structure avoids capital gains tax and reduces interest costs. Platforms enable digital lien marking, overdraft style withdrawals, flexible repayment, and interest charged only on utilised amounts, improving liquidity planning significantly for modern Indian investors seeking credit options.Apply now