Free Storage No More: The True Cost of Holding Digital Gold Beyond Five Years

Post expiry, annual custody charges of ₹100–₹200 per gram and 3% GST inflate holding costs.
Over ten years, a 10-gram purchase at ₹7,000 can incur ₹2,000 in fees, surpassing Gold ETF expenses. Compared to ETFs with 0.5% annual charges, digital gold’s cost structure remains inefficient for long-term investors. Experts advise shifting to regulated demat-backed instruments.
Free Storage No More: The True Cost of Holding Digital Gold Beyond Five Years

Post expiry, annual custody charges of ₹100–₹200 per gram and 3% GST inflate holding costs.
Over ten years, a 10-gram purchase at ₹7,000 can incur ₹2,000 in fees, surpassing Gold ETF expenses. Compared to ETFs with 0.5% annual charges, digital gold’s cost structure remains inefficient for long-term investors. Experts advise shifting to regulated demat-backed instruments.

Rising storage fees and GST make digital gold costlier than ETFs for long-term holders.
Post expiry, annual custody charges of ₹100–₹200 per gram and 3% GST inflate holding costs.
Over ten years, a 10-gram purchase at ₹7,000 can incur ₹2,000 in fees, surpassing Gold ETF expenses. Compared to ETFs with 0.5% annual charges, digital gold’s cost structure remains inefficient for long-term investors. Experts advise shifting to regulated demat-backed instruments.

Post expiry, annual custody charges of ₹100–₹200 per gram and 3% GST inflate holding costs.
Over ten years, a 10-gram purchase at ₹7,000 can incur ₹2,000 in fees, surpassing Gold ETF expenses. Compared to ETFs with 0.5% annual charges, digital gold’s cost structure remains inefficient for long-term investors. Experts advise shifting to regulated demat-backed instruments.