SGBs versus LAMF emerge as competing tools for retirement liquidity management
SGBs offer 2.5% annual interest and capital gains exemption at maturity, while LAMF enables low-cost borrowing without asset sale.
Analysts project a 28% YoY rise in SGB investments as retirees seek stable, tax-efficient instruments, though LAMF remains popular for short-term liquidity access without disturbing long-term portfolios.
SGBs versus LAMF emerge as competing tools for retirement liquidity management
SGBs offer 2.5% annual interest and capital gains exemption at maturity, while LAMF enables low-cost borrowing without asset sale.
Analysts project a 28% YoY rise in SGB investments as retirees seek stable, tax-efficient instruments, though LAMF remains popular for short-term liquidity access without disturbing long-term portfolios.
Retirees weigh SGB interest returns against LAMF liquidity for tax-efficient financial planning.
SGBs offer 2.5% annual interest and capital gains exemption at maturity, while LAMF enables low-cost borrowing without asset sale.
Analysts project a 28% YoY rise in SGB investments as retirees seek stable, tax-efficient instruments, though LAMF remains popular for short-term liquidity access without disturbing long-term portfolios.
SGBs offer 2.5% annual interest and capital gains exemption at maturity, while LAMF enables low-cost borrowing without asset sale.
Analysts project a 28% YoY rise in SGB investments as retirees seek stable, tax-efficient instruments, though LAMF remains popular for short-term liquidity access without disturbing long-term portfolios.