neutral
5 days agoDemand for personal loans rises as households prioritise liquidity
Banks and NBFCs reported increased demand for personal and short-tenure loans as consumers sought additional liquidity to manage discretionary and season-driven spending. Lenders said improved digital underwriting tools reduced approval times and expanded credit access for first-time borrowers. However, analysts cautioned that rising credit appetites may require tighter risk monitoring, especially in segments showing faster-than-usual growth.
Explore:Mutual Fund Screening
neutral
5 days agoDemand for personal loans rises as households prioritise liquidity
Banks and NBFCs reported increased demand for personal and short-tenure loans as consumers sought additional liquidity to manage discretionary and season-driven spending. Lenders said improved digital underwriting tools reduced approval times and expanded credit access for first-time borrowers. However, analysts cautioned that rising credit appetites may require tighter risk monitoring, especially in segments showing faster-than-usual growth.
Explore:Mutual Fund Screening
1 min read
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Personal loan demand increased as households sought liquidity, driven by faster digital underwriting and broader access, though risk monitoring remains crucial.
Banks and NBFCs reported increased demand for personal and short-tenure loans as consumers sought additional liquidity to manage discretionary and season-driven spending. Lenders said improved digital underwriting tools reduced approval times and expanded credit access for first-time borrowers. However, analysts cautioned that rising credit appetites may require tighter risk monitoring, especially in segments showing faster-than-usual growth.
Banks and NBFCs reported increased demand for personal and short-tenure loans as consumers sought additional liquidity to manage discretionary and season-driven spending. Lenders said improved digital underwriting tools reduced approval times and expanded credit access for first-time borrowers. However, analysts cautioned that rising credit appetites may require tighter risk monitoring, especially in segments showing faster-than-usual growth.
Nov 27, 2025 • 11:50