ET Mutual Funds released new systematic investment plan (SIP) model portfolios for November 2025, segmented into conservative, moderate, and aggressive profiles to match varying investor risk appetites. The recommendations were built around dynamic asset allocation principles, combining equity, debt, and hybrid fund categories. Experts said such modular structures help optimize exposure during fluctuating market phases. The portfolios are based on current yield spreads and valuation metrics, aiming to promote disciplined investing as mutual fund AUM continues to expand across India’s retail base.