Live Market Updates
Latest Financial News
News Feed
1 articles
Personalized
Live Market Updates
Latest Financial News
positive
14h agoHow Rahul Used LAMF to Save 30% on His Home Loan
Rahul, a 32-year-old professional, needed ₹15 lakh for his house down payment. Instead of redeeming his ₹20 lakh mutual fund portfolio—which would have triggered ₹2.5 lakh in capital gains tax—he opted for a Loan Against Mutual Funds (LAMF) at a 10% interest rate. His investments earned 14% returns over two years while the loan cost ₹3 lakh in interest, yielding a net gain of ₹2.6 lakh plus ₹2.5 lakh in tax savings. This educational case shows how LAMF preserves long-term compounding benefits.
positive
14h agoHow Rahul Used LAMF to Save 30% on His Home Loan
Rahul, a 32-year-old professional, needed ₹15 lakh for his house down payment. Instead of redeeming his ₹20 lakh mutual fund portfolio—which would have triggered ₹2.5 lakh in capital gains tax—he opted for a Loan Against Mutual Funds (LAMF) at a 10% interest rate. His investments earned 14% returns over two years while the loan cost ₹3 lakh in interest, yielding a net gain of ₹2.6 lakh plus ₹2.5 lakh in tax savings. This educational case shows how LAMF preserves long-term compounding benefits.
positive
How Rahul Used LAMF to Save 30% on His Home Loan
about 14 hours ago
1 min read
82 words
Rahul used LAMF instead of redeeming mutual funds, saving ₹2.5 lakh in taxes and earning net gains as his investments continued compounding during the loan term.
Rahul, a 32-year-old professional, needed ₹15 lakh for his house down payment. Instead of redeeming his ₹20 lakh mutual fund portfolio—which would have triggered ₹2.5 lakh in capital gains tax—he opted for a Loan Against Mutual Funds (LAMF) at a 10% interest rate. His investments earned 14% returns over two years while the loan cost ₹3 lakh in interest, yielding a net gain of ₹2.6 lakh plus ₹2.5 lakh in tax savings. This educational case shows how LAMF preserves long-term compounding benefits.
Rahul, a 32-year-old professional, needed ₹15 lakh for his house down payment. Instead of redeeming his ₹20 lakh mutual fund portfolio—which would have triggered ₹2.5 lakh in capital gains tax—he opted for a Loan Against Mutual Funds (LAMF) at a 10% interest rate. His investments earned 14% returns over two years while the loan cost ₹3 lakh in interest, yielding a net gain of ₹2.6 lakh plus ₹2.5 lakh in tax savings. This educational case shows how LAMF preserves long-term compounding benefits.
Tags:
mutual_funds
LAMF
mutual_funds
LAMF
personal_finance
case_study
investment_planning
Source:
Oct 23, 2025 • 14:08 IST