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16h agoLAMF vs. Personal Loan: Which Saves More Money?
Comparing personal loans and Loans Against Mutual Funds highlights major cost and flexibility differences. Personal loans charge 11–18% annual interest, require no collateral, and offer fixed EMIs with lengthy approval timelines. LAMF loans cost 9–12% annually, using mutual fund units as security with faster, often instant approvals. Interest is paid only on the utilized limit, unlike full EMI payments. However, falling NAVs can trigger margin calls or collateral top-ups. Choose LAMF for lower borrowing costs; pick personal loans for unconditional liquidity.
neutral
16h agoLAMF vs. Personal Loan: Which Saves More Money?
Comparing personal loans and Loans Against Mutual Funds highlights major cost and flexibility differences. Personal loans charge 11–18% annual interest, require no collateral, and offer fixed EMIs with lengthy approval timelines. LAMF loans cost 9–12% annually, using mutual fund units as security with faster, often instant approvals. Interest is paid only on the utilized limit, unlike full EMI payments. However, falling NAVs can trigger margin calls or collateral top-ups. Choose LAMF for lower borrowing costs; pick personal loans for unconditional liquidity.
neutral
LAMF vs. Personal Loan: Which Saves More Money?
about 16 hours ago
1 min read
81 words
LAMF offers lower interest and flexible repayment but carries NAV-linked risk; personal loans cost more yet avoid collateral and margin maintenance.
Comparing personal loans and Loans Against Mutual Funds highlights major cost and flexibility differences. Personal loans charge 11–18% annual interest, require no collateral, and offer fixed EMIs with lengthy approval timelines. LAMF loans cost 9–12% annually, using mutual fund units as security with faster, often instant approvals. Interest is paid only on the utilized limit, unlike full EMI payments. However, falling NAVs can trigger margin calls or collateral top-ups. Choose LAMF for lower borrowing costs; pick personal loans for unconditional liquidity.
Comparing personal loans and Loans Against Mutual Funds highlights major cost and flexibility differences. Personal loans charge 11–18% annual interest, require no collateral, and offer fixed EMIs with lengthy approval timelines. LAMF loans cost 9–12% annually, using mutual fund units as security with faster, often instant approvals. Interest is paid only on the utilized limit, unlike full EMI payments. However, falling NAVs can trigger margin calls or collateral top-ups. Choose LAMF for lower borrowing costs; pick personal loans for unconditional liquidity.
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mutual_funds
LAMF
mutual_funds
LAMF
personal loan
interest rates
collateral
Source:
Oct 23, 2025 • 12:34 IST