Live Market Updates
Latest Financial News
News Feed
1 articles
Personalized
Live Market Updates
Latest Financial News
neutral
18h agoWhat is a Loan Against Mutual Funds? Quick Guide
A Loan Against Mutual Funds (LAMF) lets you borrow by pledging mutual fund units as collateral. Unlike redemption, units remain invested and continue compounding while you access liquidity. Banks and NBFCs typically lend 50–80% of current NAV. Interest rates generally range 9–12% per annum, often below personal loans. Approvals can be rapid—instant to 24 hours—via demat or lien marking. Because units aren’t sold, you defer capital gains tax. Suitable for short-term cash needs, working capital, or strategic leverage and contingencies.
neutral
18h agoWhat is a Loan Against Mutual Funds? Quick Guide
A Loan Against Mutual Funds (LAMF) lets you borrow by pledging mutual fund units as collateral. Unlike redemption, units remain invested and continue compounding while you access liquidity. Banks and NBFCs typically lend 50–80% of current NAV. Interest rates generally range 9–12% per annum, often below personal loans. Approvals can be rapid—instant to 24 hours—via demat or lien marking. Because units aren’t sold, you defer capital gains tax. Suitable for short-term cash needs, working capital, or strategic leverage and contingencies.
neutral
What is a Loan Against Mutual Funds? Quick Guide
about 18 hours ago
1 min read
80 words
Borrow against mutual fund units without redeeming them; typical LTV 50–80% and rates 9–12% p.a., with quick approvals and deferred capital gains tax.
A Loan Against Mutual Funds (LAMF) lets you borrow by pledging mutual fund units as collateral. Unlike redemption, units remain invested and continue compounding while you access liquidity. Banks and NBFCs typically lend 50–80% of current NAV. Interest rates generally range 9–12% per annum, often below personal loans. Approvals can be rapid—instant to 24 hours—via demat or lien marking. Because units aren’t sold, you defer capital gains tax. Suitable for short-term cash needs, working capital, or strategic leverage and contingencies.
A Loan Against Mutual Funds (LAMF) lets you borrow by pledging mutual fund units as collateral. Unlike redemption, units remain invested and continue compounding while you access liquidity. Banks and NBFCs typically lend 50–80% of current NAV. Interest rates generally range 9–12% per annum, often below personal loans. Approvals can be rapid—instant to 24 hours—via demat or lien marking. Because units aren’t sold, you defer capital gains tax. Suitable for short-term cash needs, working capital, or strategic leverage and contingencies.
Tags:
mutual_funds
LAMF
mutual_funds
LAMF
loans
NBFCs
NAV
Source:
Oct 23, 2025 • 10:37 IST