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Top 10 mutual funds deliver over 20% XIRR as SIP returns stay robust

Groww Multicap led with 25.
From Diwali 2024 to 2025, Groww Multicap Fund topped with 25.97% XIRR, followed by Invesco Midcap 24.69% and ICICI Flexicap 23.22%. Among 279 equity SIPs, 276 posted positive returns amid market breadth and retail participation. Large-caps delivered 18–20% CAGR, midcaps ~24%. Advisors urge profit-booking in overheated defence and infra themes as valuations stretch.