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2 days agoEPFO explains when high-salary employees can opt out of provident fund

A recent clarification from the Employees’ Provident Fund Organisation has addressed a common question among salaried individuals earning above ₹15,000 per month. The EPFO stated that employees whose basic salary and dearness allowance together exceed ₹15,000 are not mandatorily required to join the Employees’ Provident Fund if they are entering formal employment for the first time and have never been EPF members earlier. However, this exemption does not apply to existing PF members.
Jagran• By Pooja Kumari
Explore:High Return Equity Mutual Fund
neutral
2 days agoEPFO explains when high-salary employees can opt out of provident fund

A recent clarification from the Employees’ Provident Fund Organisation has addressed a common question among salaried individuals earning above ₹15,000 per month. The EPFO stated that employees whose basic salary and dearness allowance together exceed ₹15,000 are not mandatorily required to join the Employees’ Provident Fund if they are entering formal employment for the first time and have never been EPF members earlier. However, this exemption does not apply to existing PF members.
Jagran• By Pooja Kumari
Explore:High Return Equity Mutual Fund
1 min read
73 words

EPFO clarified that employees earning above ₹15,000 can opt out of PF only if they are first-time members, while existing EPF members must continue coverage.
A recent clarification from the Employees’ Provident Fund Organisation has addressed a common question among salaried individuals earning above ₹15,000 per month. The EPFO stated that employees whose basic salary and dearness allowance together exceed ₹15,000 are not mandatorily required to join the Employees’ Provident Fund if they are entering formal employment for the first time and have never been EPF members earlier. However, this exemption does not apply to existing PF members.

A recent clarification from the Employees’ Provident Fund Organisation has addressed a common question among salaried individuals earning above ₹15,000 per month. The EPFO stated that employees whose basic salary and dearness allowance together exceed ₹15,000 are not mandatorily required to join the Employees’ Provident Fund if they are entering formal employment for the first time and have never been EPF members earlier. However, this exemption does not apply to existing PF members.
Dec 13, 2025 • 06:40