neutral
3 days agoRetail loan growth accelerates as digital onboarding shortens approval times
Banks and NBFCs reported a rise in retail loan disbursements as digital onboarding tools reduced verification times for new to credit users. Lenders noted strong demand for personal, consumer durable, and small-ticket credit as households managed rising seasonal expenditures. Analysts cautioned that lenders must balance growth with prudent underwriting as unsecured credit segments expand.
neutral
3 days agoRetail loan growth accelerates as digital onboarding shortens approval times
Banks and NBFCs reported a rise in retail loan disbursements as digital onboarding tools reduced verification times for new to credit users. Lenders noted strong demand for personal, consumer durable, and small-ticket credit as households managed rising seasonal expenditures. Analysts cautioned that lenders must balance growth with prudent underwriting as unsecured credit segments expand.
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Retail loan demand strengthened as digital processes improved approval speed, though analysts warn lenders to monitor rising unsecured credit risks.
Banks and NBFCs reported a rise in retail loan disbursements as digital onboarding tools reduced verification times for new to credit users. Lenders noted strong demand for personal, consumer durable, and small-ticket credit as households managed rising seasonal expenditures. Analysts cautioned that lenders must balance growth with prudent underwriting as unsecured credit segments expand.
Banks and NBFCs reported a rise in retail loan disbursements as digital onboarding tools reduced verification times for new to credit users. Lenders noted strong demand for personal, consumer durable, and small-ticket credit as households managed rising seasonal expenditures. Analysts cautioned that lenders must balance growth with prudent underwriting as unsecured credit segments expand.
Nov 27, 2025 • 11:26