The Employees’ Provident Fund Organisation said retired members will face no curbs on withdrawing their PF corpus, clarifying policy in the wake of recent rule updates. Guidance indicates members can withdraw a large portion of balances while retaining a portion to ensure continuity, alongside streamlined claim settlement timelines. The clarification aims to reduce confusion, speed up processing and improve member convenience. Advisors recommend retirees assess tax impact and cash-flow needs before full withdrawals, and consider annuity or balanced options for longevity protection.