Stable-coin payments jump 70% since U.S. regulation push, reshaping crypto flows

Use of stable-coins for payments soared about 70% from February to August 2025, with over US$10 billion moved via these tokens last month as regulatory frameworks in the U.S. encouraged adoption. Analysts say this reflects stable-coins transitioning from speculative trading into real-economy utility, especially cross-border remittances and merchant payments. While growth is strong, regulators are watching liquidity, reserve backing and the potential systemic link between digital-assets and traditional finance. Crypto firms now face increased scrutiny around transparency and models of backing.