ICICI Bank Q2 profit rises 5.2% to ₹12,359 crore as NII grows 7.4%

ICICI Bank reported a standalone net profit of ₹12,359 crore for Q2 FY26, a 5.2% increase year-on-year, supported by higher interest income and lower provisions. Net Interest Income rose 7.4% to ₹21,529 crore, while asset quality improved with the gross NPA ratio easing to 1.58%. The bank’s provision coverage reached 82.9%. Analysts said stable margins and controlled credit costs indicate strong operating efficiency. The management guided for steady retail loan growth and digital-lending momentum ahead of Diwali demand season.