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Loan book expansion and higher margins lift Tata Capital’s Q2 performance
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Tata Capital posted a ₹1,097 crore Q2 profit, up 2 percent YoY, driven by expanding loan volumes, robust margins, and stable asset quality across its diversified lending book.
Consolidated profit at Tata Capital reached ₹1,097 crore in the September quarter, representing 2 percent growth from last year as net interest income jumped 23 percent. The financial-services firm credited stronger retail lending and disciplined cost control for its resilience in a volatile funding environment. Portfolio growth was supported by demand in housing, SME, and infrastructure finance. Management reiterated its goal of maintaining healthy asset quality and moderate leverage while extending credit access through new digital channels across Tier-II markets.