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Who Is Eligible for Loan Against Mutual Funds
Eligible investors can pledge mutual funds for loans subject to KYC and loan to value norms.
Resident individual investors holding eligible mutual fund units can apply for Loan Against Mutual Funds, provided their investments are lien markable or held in demat form. The sanctioned loan amount depends on the category of funds pledged, with equity funds usually receiving lower loan to value ratios than debt funds. Valid KYC, PAN compliance, and clear ownership of units are essential eligibility requirements.Apply Now