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9h agoThe Single Most Important Rule Why Paying on Time Builds 35 Percent of Your CIBIL Score
Payment history is the foundation of your CIBIL score, contributing nearly 35 percent to the total calculation.
Missing even one EMI or credit card payment by 30 days can lower a 750 score to around 690, depending on your credit mix. Setting up auto-debit ensures every payment is made on time, eliminating the risk of human error.
Over time, consistent timely payments create a flawless repayment record, which is the single most powerful way to build a high credit score and access lower loan interest rates.
Discvr• By Sneha Pathak
Explore:High Return Equity Mutual Fund
neutral
9h agoThe Single Most Important Rule Why Paying on Time Builds 35 Percent of Your CIBIL Score
Payment history is the foundation of your CIBIL score, contributing nearly 35 percent to the total calculation.
Missing even one EMI or credit card payment by 30 days can lower a 750 score to around 690, depending on your credit mix. Setting up auto-debit ensures every payment is made on time, eliminating the risk of human error.
Over time, consistent timely payments create a flawless repayment record, which is the single most powerful way to build a high credit score and access lower loan interest rates.
Discvr• By Sneha Pathak
Explore:Mutual Fund Themes
about 9 hours ago
1 min read
84 words
Timely EMI and card payments form 35 percent of your CIBIL score, making auto-debit the most reliable tool for long-term score growth.
Payment history is the foundation of your CIBIL score, contributing nearly 35 percent to the total calculation.
Missing even one EMI or credit card payment by 30 days can lower a 750 score to around 690, depending on your credit mix. Setting up auto-debit ensures every payment is made on time, eliminating the risk of human error.
Over time, consistent timely payments create a flawless repayment record, which is the single most powerful way to build a high credit score and access lower loan interest rates.
Payment history is the foundation of your CIBIL score, contributing nearly 35 percent to the total calculation.
Missing even one EMI or credit card payment by 30 days can lower a 750 score to around 690, depending on your credit mix. Setting up auto-debit ensures every payment is made on time, eliminating the risk of human error.
Over time, consistent timely payments create a flawless repayment record, which is the single most powerful way to build a high credit score and access lower loan interest rates.
Companies:
CIBIL
RBI
Tags:
markets
credit score
markets
credit score
CIBIL
EMI
personal finance
Nov 8, 2025 • 09:24 IST