HDFC Bank posts net profit jump of 10.8% to ₹18,641 crore in Q2FY26

HDFC Bank reported a standalone net profit of ₹18,641.28 crore for the quarter ended September 30, 2025—up 10.8% year-on-year. Net interest income (NII) grew by 4.8% to ₹31,551.5 crore. The gross non-performing asset (NPA) ratio improved to 1.24% from 1.40% in the prior quarter, and provisions rose by 29.6% to ₹3,501 crore. The bank’s capital adequacy ratio stood at 20.0%. Analysts noted the earnings beat expectations amid margin pressures, driven instead by higher other income and steady credit growth. It signals resilience in India’s private banking sector.