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How LAMF Helps Avoid Emotional Investment Decisions During Financial Stress

1 min read61 words
How LAMF Helps Avoid Emotional Investment Decisions During Financial Stress
Market declines may trigger margin calls if collateral value falls below lender thresholds.
Financial stress often leads to "Panic Selling" at market bottoms.LAMF provides a "Psychological Safety Net." Knowing you have an instant credit line against your ₹1 Crore portfolio prevents the urge to liquidate "just in case." Data shows investors with access to liquidity are 40% less likely to exit during a 15% correction,allowing them to capture the subsequent recovery . Apply Now
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Planning Large Expenses in Advance Using LAMF Without Breaking Investments

1 min read65 words
Planning Large Expenses in Advance Using LAMF Without Breaking Investments
Mutual funds continue earning returns and dividends even when pledged as collateral.
For an expense like a wedding or luxury car, set up an LAMF limit 6 months prior.Unlike a personal loan, interest is only charged on the utilised amount. If you need ₹20 Lakh, but spend it in stages, you save significantly. Compared to a lump-sum liquidation, which triggers immediate tax on the full ₹20 Lakh, LAMF keeps the remaining balance earning market returns. Apply Now
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